1. General
The content available on icmcoaching.com (the “Website”) and any related services, training programmes, coaching sessions, webinars, downloads, or materials (collectively the “Services”) is provided by ICM Coaching (“we”, “us”, “our”) for general informational and educational purposes only. While we strive to ensure the information is accurate and reliable, we make no warranties, express or implied, regarding the completeness, accuracy, or suitability of the content for any particular purpose.

2. No Professional Advice
The Services are not intended to constitute professional advice (legal, financial, medical, psychological or otherwise). You should not rely solely on the Services for decisions that may affect your personal or business circumstances. You should always seek independent professional advice tailored to your particular situation.

3. Results & Testimonials
Any outcomes, results, case studies or testimonials presented by us or by clients of ours are illustrative only. They do not guarantee that you will achieve similar or any specific outcomes. Your success will depend on your individual effort, commitment, ability, market conditions and other factors outside our control.

4. Limitation of Liability
To the maximum extent permitted under UAE law, ICM Coaching and its officers, employees, agents and affiliates SHALL NOT BE LIABLE for any direct, indirect, incidental, consequential, special or punitive damages, loss of profits, loss of data, business interruption, or any other loss or damage arising out of or in connection with:

• Your access to or use of the Website or the Services.
• Any reliance you place on the content available through the Website or Services.
• Any error, omission or inaccuracy in the content.
• Any failure or delay in the performance of the Services or any other matter beyond our control.
  Our aggregate liability to you under any claim in respect of the Services or Website shall not exceed the amount you have paid to us in the 12 months preceding the claim (if any).

5. External Links ( this is for amazon link, if we decide to sell book through website)
The Website may contain links to third-party websites or resources. These links are provided for convenience only. We do not review or control third-party sites, and we do not endorse or assume any responsibility for their content or availability. Your access to third-party sites is at your own risk.

6. Intellectual Property
All materials on the Website and in the Services (text, audio, video, graphics, course content, designs, logos, trademarks) are owned by or licensed to ICM Coaching unless otherwise stated. You may not reproduce, distribute, modify, or publicly display any such materials without our prior written consent.

7. Governing Law & Jurisdiction
This Disclaimer and your use of the Website and Services shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any dispute arising under or in connection with this Disclaimer or your use of the Website or Services shall be subject to the exclusive jurisdiction of the courts of [Insert Emirate, e.g., Dubai].

8. Changes
We reserve the right to modify this Disclaimer at any time without notice. The updated version will be effective upon posting on the Website. Your continued access to or use of the Website after posting constitutes your acceptance of the updated Disclaimer.